Wells fargo active cash card reddit. Wells Fargo is offering to do a card switch for me. The...

Anybody have a quick summary of this, so we do not have t

The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. (Though paying statement balances in full ...Citi® Double Cash Card vs. Wells Fargo Active Cash® Card. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.For example, you could redeem $5 to erase a $5 purchase. There is an auto-redeem feature, as well. It triggers whenever you hit $25 in rewards. I use redeem for purchases if I’m under $25. You are suppose to be able to get cash at the atm in $20 increments. Needs to be in $25 increments. 2% when you pay takes a few days to clear.I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren’t covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB.You simply swipe your card and let the cash back rewards pile up. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited ...Wells Fargo Active Cash ® Card. New Offer! Earn a $200 cash rewards bonus when you spend old price $1,000 new price $500 in purchases in the first 3 months 1. Plus, earn unlimited 2% cash rewards on purchases 2. $0 Annual Fee. Important Credit Terms. Apply now. Meet our best cash back credit card ever!equipment and Your Eligible Card(s) You use to activate the Deal(s). We ... For credit cards, the cash back will appear in the form of a statement credit from.I have a checking acct with them and have about a 740 score, but I've hardly used that checkg acct for the last couple years, and only had about $250 in it when I applied for Active Cash. Got approved, but for a pathetic $2500 (with my income and score most issuers give me $6K to10K right away).The price protection, extended warranty, and other features ultimately aren't used very often, so for most use cases, 2% cash back from the Active Cash card beats the 1.5% Cash Wise. I took a screen shot that shows the features you lose when you switch to Active Cash (I actually had an older 1% card as well, so I upgraded that and kept the ...Wells Fargo Active Cash Fraud Before Receiving and Confirming Card 0 /r/creditcards , 2023-06-10, 11:12:06 Active cash Wells Fargo to pay rent 0FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We …Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...Wells Fargo Active Cash payments. I recently got the Active Cash with a 20k limit and I wish someone had warned me of this... you can only pay down the card with a non Wells Fargo account 4 times in a month on the online portal, this is an annoyance to me because I like to log on to all my cards every day and pay down whatever has a balance and ...Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...Denied from Wells Fargo Active Cash. I was looking to get a catch-all 2% card. Applied and was denied for the WF Active Cash Visa Card yesterday. Called this morning and they said there was nothing else they could do and the reasoning was credit history and utilization. Here are stats at application: Oldest Account: 1 yr 4 mo. Income: $120k+.Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account.Although I was aware of the Wells Fargo scandals I signed up for the Wells Fargo Active Cash card about 9 months ago and am happy with it. Was able to get a decent credit line along with easily qualifying for the sign-up bonus. No problems with the web interface or customer service (although I haven't needed much customer service).87 87 comments Add a Comment Vanilla35 • 2 yr. ago • Edited 2 yr. ago Stoked to have gotten both this and the Citi Custom Cash. Gotta spend it up these next few months to get both SUBs 💰 18 StrikeScribe • 2 yr. ago I just got Citi Custom Cash a month ago. So this encourages me.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.My plan to grab 1.5% on "everything else" is crippled by the fact that a $1,000 credit limit doesn't go very far in my life. Enter the WF Active Cash. 2% cash back, and if they're as generous as they were with my Propel limit, that'd be awesome. But in another thread, someone said they're pretty stingy with the limits.If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.If you have a rewards balance, it will be transferred to your new Active Cash Card. Your rewards points will be converted to cash rewards. Cash rewards earn $0.01 for every dollar spent. For example, 20,000 rewards points will convert to $200 cash rewards.Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...Yes. Its a good backup card for non-category spend. SUB is also great. ganja_fiend • 1 min. ago. Pretty decent. Not a huge fan of the app but I already was banking with WF so it was a good card to go for. Used the SUB + 0% APR to pay for some camera gear. Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.View community ranking In the Top 1% of largest communities on Reddit. 5 days late payment on Wells Fargo credit card? So I recently I goofed and paid my WF autograph card late by 5 days since I forgot to pay since on my Wells Fargo Active Cash, I had a 1.5k negative balance and I forgot I used my Autograph. ...Wells Fargo Active Cash or Reflect - Credit Limit Experiences Wells revamped their card offerings a few months ago, so now 2 of their new (current) cards are the Active Cash and Reflect. In the past I had heard that they were somewhat stingy with the size of initial credit lines they gave out.As for the Capital One SavorOne card, you'll receive a $200 cash bonus after spending $1,000 on purchases in the first three months. The Capital One SavorOne card has a much lower spending threshold but Wells Fargo offers a higher bonus. If you can spend more than the $1,500 required for the Wells Fargo Autograph card in three months, then ...The active cash also has a $200 SUB. Personally, I hate the idea of mobile device vendor lock in for a credit card. Similar with phone company lock in (Verizon card). The Active Cash has a nice and easy SUB, $200 for spending $500, a 40% return (before adding in the standard 2%). The only issue I'd have with it is the 3% FTF.The Wells Fargo Active Cash® Card, for instance, offers new cardholders $200 cash rewards after spending $500 in the first 3 months. And the Wells Fargo Autograph℠ Card offers 30,000 points for spending $1,500 in the first 3 months. Alternative Credit Card That Offers a Referral Bonus.The Wells Fargo Autograph℠ Card interest rate is 20.24% - 29.99% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. The Wells Fargo Autograph Card also offers new cardholders an introductory interest rate of 0% for 12 months from account opening on purchases.Approved for Wells Fargo Active Cash with insane CL. Data Point. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR ...I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.22 Sept 2023 ... The Wells Fargo Active Cash not only offers one of the highest flat cash rewards rates, but it's also perhaps the most well-rounded card of its ...This is why people like to hold the Propel and Signature card combined for 4.5% rewards on travel/diving and 1.5% for everything else. If this combo also works for Active Cash, you can get 3% on everything else. Apparently you can easily switch out your Cash Wise card into Active Cash online.What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.The Wells Fargo Active Cash card offers an introductory APR: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% ...I'm just curious and can't find anything on line talking about any cash back cards other than active cash. Can anybody tell me what I have and… AdvertisementThanks! If you apply and get rejected, you would most likely still be in good shape to apply for and receive a discover student card. They are more lenient with no/new credit. It's a great first card to have especially with the first year Cashback match. After having that a bit you could try again for active cash.Wells Fargo is offering to do a card switch for me. They want to switch my primary card Platinum Wells Fargo Cash Back Card (1%) to there new Active Cash Card (2%). After looking into it more, I found that the Chase Freedom Unlimited may be a better option but I am more inclined to go for the WF Active Cash Card because it is a Visa Signature.Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...I believe my FICO score was around 709 and I was at 4/24, 3/12, 3/6. Not sure how many exactly, but you are definitely limited on how many payments you can make from a non-WF bank account.1 Jun 2023 ... ... card.” Selig's post highlights a ... Reddit's API is what allows Reddit content to be displayed to the Apollo app's 900,000 daily active users.9 Aug 2023 ... It ended the period with over $10 billion in cash. Several brokers raised their target price on Rivian this morning, including Wells Fargo to ...The Wells Fargo Autograph℠ Card interest rate is 20.24% - 29.99% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. The Wells Fargo Autograph Card also offers new cardholders an introductory interest rate of 0% for 12 months from account opening on purchases.Approved for Wells Fargo Active Cash with insane CL. Data Point. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR ...How to check your Wells Fargo credit card application status: By Phone: Call (800) 967-9521 between 5:00 AM and 7:00 PM, Monday through Friday, if you want to be connected to a live representative. Otherwise, you can always use the automated system. When prompted, say, "Check the status of my application.". Then, enter your Social Security ...You can get a Wells Fargo credit limit increase by calling customer service at (800) 642-4720. There is no option to request a Wells Fargo credit limit increase online. It's best to not make a request until you've had your card for at least 6 months, and only if you've paid your bill on time every month. You don't always have to ask for ...Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022. PayPal master card is better. 2% flat rate and then 3% on PayPal. Not a banking app, just through PayPal (which most people already have). I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta.Maria Adams, Credit Cards Moderator. @m_adams • 12/14/21. Wells Fargo Active Cash® Card is a Visa, not a Mastercard. You can use your Wells Fargo Active Cash Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories. There are a few differences between Visa and ...PayPal master card is better. 2% flat rate and then 3% on PayPal. Not a banking app, just through PayPal (which most people already have). I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta.Wells Fargo Active Cash ® Card . Unlimited 2% cash rewards on purchases Wells Fargo Autograph SM ... or an upgrade on a credit card. Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac do not provide credit repair services or …Call or Go Online to Request an Increase from Wells Fargo. You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. 1. Call Wells Fargo customer service at 1-800-642-4720. 2. Log into your Wells Fargo online banking account for your credit card and go to the "Manage Credit Limit" tab.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.I've been banking with Wells Fargo for 4+ years so and have between $3000-$6,000 in savings with them, not going to say the exact amount. I decided to go with the WF active cash card. I initially got denied because of an application mix-up and called recon line. I explained my situation and got approved with a $5,000 line of credit.. In my book, the Wells Fargo Active Cash is the best fWells Fargo Active Cash Fraud Before Receiving Wells Fargo To Convert Legacy Credit Cards To Wells Fargo Active Cash On 8/20/22 Wells Fargo has announced that legacy credit cards will be converted to the Wells Fargo Active Cash on August 20, 2022, with the new card arriving by mid September 2022. Chase Freedom Unlimited: Rewards Rate: 6.5% cash back Wells Fargo Product Change. Not sure if anyone cares, but I wanted to let everyone know that Wells Fargo is allowing products changes on credit cards once again. I know they shut down the feature at the start of the COVID-19 pandemic. I had a Wells Fargo College Card as my first card back in 2015. In 2019 it got upgraded automatically to the ... Note, to enroll, you will need your Wells Fargo Active Cash Credit Ca...

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